Collision Insurance Claim Process in St. Peters, MO

After a crash, the claim and the repair are two different conversations. Harvestowne Auto Body is at 4532 S. Saint Peters Pkwy, St. Peters, MO 63304. The shop has been family-owned since 1985. This page is the collision insurance claim process. The repair page is collision repair in St. Peters. The broader help with the paperwork is insurance claim assistance.

How the claim usually moves

Call (636) 928-0082 for a free estimate, Monday to Friday, 9 AM to 4 PM. You can call the shop before or after you call the insurer.
We look at the car and write down what we see. We do not price a collision from a phone description.
In Missouri you choose the repair shop. An insurer can suggest a shop. It cannot require you to use one. Harvestowne works with all insurance companies.
What the policy pays depends on your coverage and your deductible. We document the damage. We do not decide what the policy covers.
The repair starts after you agree. We give you a timeline at the estimate.

The first hours after the crash, before the claim, are on what to do after a car accident in St. Peters.

Collision, frame, or a dent

If the structure of the car moved, the next page is frame damage repair, and the existing structural page is body and frame repair. A door ding or crease that is not the crash starts on dent removal in St. Peters. When the paint can stay, that is paintless dent repair. Dent price factors, with no dollar amounts, are on what dent repair costs.

Common questions

Can my insurance company require a specific repair shop?

No. In Missouri you choose the repair shop. An insurer can suggest a shop. It cannot require you to use one.

Does Harvestowne work with all insurance companies?

Yes. We work with all insurance companies. What the policy pays depends on your coverage. We document the damage. We do not decide what the policy covers.

Is a collision estimate free?

Yes. The estimate is free. Call (636) 928-0082 or come to 4532 S. Saint Peters Pkwy, Monday to Friday, 9 AM to 4 PM.

What if the damage is a dent instead of a collision?

A door ding, crease, or other dent starts on dent removal. Paintless dent repair is the no-paint method when the paint can stay. A crash that needs bodywork stays on collision repair.